"America's # 1 Credit Repair Software"

ACM offers you two easy and convenient ways to manage and improve your credit; ACM Software and Professionally-prepared.

ACM Software: ACM offers a do-it-yourself software to manage and improve your credit from the privacy of your own home.

Professionally-prepared: sit back, relax and let our team of Credit Professionals do the work for you. See our "Pro-Prepared" section for more details.

ACM's software helps you challenge and dispute any negative items on your credit report. We feature the "ACM Dispute Letter Generator", which will help you generate professional dispute documents for TransUnion, Experian and Equifax in minutes. "ACM Stop" will create professional letters to help stop those annoying collection calls.

Whether you choose to use our software or have us do it, you can be assured that you will  get the most up-to-date and current credit report that will maximize your credit score.

ACM's Software:

• Manage and improve your credit score.

• Empowers American consumers to manage their own credit in the privacy of their own home.

• The ACM system is a similar system that financial, credit and debt professionals utilize for their professional fee-based services.

• ACM allows you to personally manage your credit just as millions of Americans use software programs to manage their money, budget and personal finances.
  
   

Whether you choose to use our software or have us professionally prepare your documents, we provide the tools to:

• Lower interest rates and get approved for your home loan, auto loan, credit cards, etc., while getting the accurate credit report you deserve by law.

• Fight identity theft issues, challenge and dispute fraudulent and false information.

• Improve your credit score, remove inaccurate and erroneous information, such as late payments, collections, charge-offs, judgments, inquiries, etc...
   

ACM helps the law work for you!

• It's the law! Information about you must be accurate and verified before it is entered on your credit reports.

• If "reasonable procedures" have not been correctly followed by creditors, or the credit reporting agencies, then any verified inaccuracies must be removed from your credit reports as defined in the Fair Credit Reporting Act (FCRA).

• ACM helps protect your rights guaranteed to you by the FCRA.